Banking Solutions

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Core Banking, whether retail or corporate, is continuously developing to meet the increasing needs of the sector for a flexible yet reliable offering in transactions, loans, mortgages and payments. Banking Software has evolved over the past years to accommodate digital banking requirements, mobile banking, online transactions and web-based capabilities to offer omni-channel experience to both users and clients. Bantegra's solution delivers flexibility and a client-centric approach.

Following, the rapidly evolving post-pandemic requirements, channel-agnostic digital banking operations, the need to analyse customer behaviour delivering a suited service through “smart” elements are becoming a must. Bantegra's Digital Banking Solution helps financial institutions to go live fast at low risk whilst having the flexibility to deliver their own customer journey and offer competitive and personalised services, focusing on what is important.

Private Banking and Wealth Management organisations need a robust wealth management system with a client-centric approach, including effective portfolio management systems that enable Relationship Managers to focus on their clients’ needs. New technologies and innovative tools (AI, Bots, etc.) are accommodated in our award-winning and internationally recognised omni-channel platform.

The new Marketplace Lending model ranges from Peer-to-Peer Lending to Crowdfunding covering the increasing needs of the finance sector with new FinTech platforms and start-ups being created as well as innovative companies offering new methods of financing. Τo accommodate these innovative trends, enterprises require systems that can grow as they grow, delivering security and rich functionality.

The Alternative Finance sector is growing rapidly, with many new Banks entering and competing in the field. This new way of banking involves smaller, lighter banking schemes aiming at offering more flexible and focused services to customers. Digital Banking with Challenger Banks is also the evolution of traditional banking with more flexible schemes emerging to deliver a more personalised user experience and tailored services to evolving needs such as millennials. 

Islamic Banking is a fast growing sector, expanding outside the Middle East, Asia and Africa, where some Banks have turned to Islamic Banking services as a new approach to ethical banking, and therefore deliver a specific type of service to their clients. In order to comply with the Sharia Law, perform banking operations and conform to local and international standards where this is needed, banks need to deploy Islamic Banking software to effectively manage those requirements.

Financial Institutions, whether conventional or Islamic, need a system to automate and manage their loan and financing enquiries, from origination to write-off. Our market-tested software platform serves as a complete solution for the whole lifetime of credit contracts, offering peace of mind to users.

Efficient management of treasury operations is necessary to increase revenue, lower costs and minimise risks, for both Banks and Corporations. Our Treasury software solutions offer a robust and flexible mode of operations. They can be integrated with any back-end system to deliver a front-to-back user experience.

Payments and transfers require a strong back-end system to support and monitor demanding financial related requirements. Compliance to new regulatory requirements such as PSD2, open banking and more, are new parameters that need to be accommodated. Our API provisions, automated interfaces, easy integration and open architecture allow the system to meet evolving compliance and market needs with ease.

Banking and Loans Management organisations are demanding more sophisticated and advanced processes to monitor and manage loans and collections, given the developments in the financial services sector over the past years. The Collections & Debt Recovery processes need to become fully automated as volume increases and provide all those elements to safeguard the business while adhering to business and regulatory mandates.

The custody market has seen significant changes in recent years, with a variety of increased requirements and new regulations. Our Custody solution comprehensively covers all the needs of the Custodian Services market and provides the required flexibility to continuously adjust to its ever-evolving needs.

Private Banks need a flexible operational environment to provide exceptional services to high-net-worth families’ & individuals’ assets. The appropriate system allows for comprehensive core banking software functionality along with powerful wealth management software functions to enable them to deliver a unique omni-channel experience to their clients with customisable reporting.